Terms of Service

Last updated: 1st January 2026

These Terms of Service ("Terms") govern your use of the website and services provided by Quario Ltd ("we", "us", or "our"), a wealth management company registered in Ireland. By accessing our website or using our services, you agree to be bound by these Terms.

Acceptance of Terms

By accessing and using our website or engaging our wealth management services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our website or services. We reserve the right to modify these Terms at any time, and your continued use of our services after such modifications constitutes acceptance of the updated Terms.

Company Information

Quario Ltd is a limited company registered in Ireland with registration number 651239. Our registered address is Henry Street 2, Waterford, X67 6562, Ireland. We are authorised and regulated to provide wealth management and financial advisory services in accordance with Irish financial services regulations.

Services Description

Quario provides wealth management services including but not limited to:

All services are provided in accordance with applicable laws and regulations. Specific terms for individual services will be outlined in separate service agreements.

User Obligations

When using our website and services, you agree to:

Financial Services Disclaimer

Our wealth management services involve financial risks, and past performance does not guarantee future results. Investment values can go down as well as up, and you may not get back the amount originally invested. We provide personalised advice based on your individual circumstances, but you should carefully consider all risks before making investment decisions. We recommend seeking independent tax and legal advice where appropriate.

Intellectual Property

All content on our website, including text, graphics, logos, images, software, and other materials, is the property of Quario Ltd or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission. You may view and print content for your personal, non-commercial use only.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy, in accordance with GDPR and Irish data protection laws.

Limitation of Liability

To the maximum extent permitted by law, Quario Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of our website or services. Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount of fees paid by you to us in the twelve months preceding the claim. This limitation applies regardless of the legal theory on which the claim is based.

Indemnification

You agree to indemnify, defend, and hold harmless Quario Ltd, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of our services, your violation of these Terms, or your violation of any rights of another party.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland. Any disputes arising out of or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the Irish courts. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims or disputes.

Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to breach of these Terms. You may terminate your use of our services at any time by contacting us. Upon termination, your right to use our services will cease immediately, but the provisions of these Terms that by their nature should survive termination shall remain in effect.

Regulatory Compliance

Our services are subject to various financial services regulations in Ireland and the European Union. We reserve the right to modify our services or these Terms to comply with regulatory requirements. You acknowledge that regulatory changes may affect the services we provide and the terms under which we provide them.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced with a valid and enforceable provision that most closely approximates the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Quario Ltd regarding your use of our website and services, and supersede all prior agreements and understandings, whether written or oral.

Contact Information

If you have any questions about these Terms, please contact us: